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In Search of the Perfect House

The engineers of Carson Dunlop & Associates Ltd. have conducted over 100, 000 home inspections and we haven’t found a perfect house yet. Since perfection is not an option, what should you expect?

NORMAL MAINTENANCE

If you strip away the cosmetics, a house is made up of the structure, roof, exterior envelope and the “systems” of the house. The “systems” are things like heating, plumbing, electrical and cooling. All components and systems eventually wear out. Fortunately, they don’t all wear out at the same time. Different components have different life cycles. Houses tend to settle into what you might call a “normal maintenance pattern”.

THE 1% RULE

When you consider the life cycle of every component of a house, a reasonable annual estimate of the cost of normal maintenance is 1% of the value of the house. One year you may replace the furnace; a few years down the road you may re-surface the roof. Throw in the odd unexpected repair in between and you average 1% per year. It’s incredible but this rule is not far off even for very expensive and very inexpensive houses.

WHAT’S THE MESSAGE HERE?

homebuyer should arrive at the home inspection with realistic expectations. If you are buying a 12-15 year old home, let’s face it, you may need a new roof covering. If you are buying a 60 year old home, you may have to update some plumbing. Don’t let this scare you away from a perfectly good home.

HOW LONG DOES IT LAST?

Here is a short list of typical life cycles of the most common components of the home. Please keep in mind that there will be exceptions in every category.

ROOF

conventional asphalt shingles
12 - 15 years
top quality asphalt shingles
25 - 30 years
low slope shingles
10 - 15 years
slate
40 - 200 years
tar & gravel roof (built up roof)
15 - 20 years
single ply roof membrane
15 - 20 years
roll
5 - 10 years

EXTERIOR

gutters & downspouts
20 - 30 years
copper gutters and downspouts
50 - 100 years
aluminum siding
50 plus years
wood siding.
maintenance dependent
stucco
maintenance dependent
exterior paint
4 - 6 years
deck
10 - 20 years
asphalt driveway surface
10 - 20 years
driveway sealer
1 - 3 years
concrete driveway
30 - 40 years
garage door opener
8 - 12 years

STRUCTURE

termite treatment
10 - 20 years

HEAT

conventional furnace
20 - 25 years
mid efficiency furnace
20 - 25 years
high efficiency furnace
unknown, suspect < 20 years
cast iron
35 - 50 years
steel boiler
20 - 30 years
copper tube boiler
10 - 20 years
humidifier
5 - 10 years
electronic air fillter
10 - 20 years

COOLING

air conditioning condenser
10 - 15 years

PLUMBING

galvanized steel supply pipe
40 - 50 years
copper pipe
indefinite
toilet
30 - 40 years
sink
12 - 20 years
faucet
10 - 15 years
whirlpool bath
15 - 25 years
shower pan
unpredictable
submersible pump for well
10 - 15 years
suction or jet pump
10 - 15 years
water softener
5 - 15 years
sump pump
2 - 7 years
water heater
8 - 12 years
tile bathtub enclosure
10 - 50 years

INTERIOR

paint
5 - 10 years
windows
maintenance dependent

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